Flip from Credit to Debit and Reap the Saving

Make the change from a credit card to a debit card and reap the rewards. No, there are no "loyalty" or "reward" programs associated with debit cards, but they far outweigh credit cards when it comes to sticking to your Spending Plan and staying out of debt.  A debit card works just like a credit card, but you are using your money, not the bank's.  This means you can only spend the funds you have available in your bank account. A debit card allows you to make online purchases and can be used the same way as a credit card for other purchases.  For those with credit card (or any other type of) debt, debit cards let you always be in control of your spending. There are no monthly repayments, no interest accruing and no stress.