Saving money is easy in theory. You just stop spending and bank that money. But in practise it can be hard, especially if you are new to the concept of Spending Plans and saving. Cheapskater Helen has come up with a way she can have something she loves and save money without feeling deprived or that it's too hard.
"I struggle to save money so I’ve started with something really basic. I only go to coffee shops who supply the daily newspapers and up-to-date magazines. I save $8.80 on newspapers alone and a lot on magazines. This together with a Coffee Club voucher system means I'm also saving about $4.50 a week on my coffees. Total saving just on these two things alone $13.30 a week! ($691.60 a year!)."
Contributed by Helen, Mosman