29 January 2018

WHAT WE SPENT, WHAT WE DIDN'T SPEND AND WHAT WE SAVED WEEK 4

Sorry I'm late posting this week, the hot weather left me with a migraine, and then Hannah left yesterday so we were in an (very organised) uproar, getting her packed, checking she had everything she needs, that we had copies of everything just in case, and finally getting her out the door.

This is what we spent:

Aldi: $19.63
Coles: $3.60
Petrol: $65.72
Pellegrino's: $14.35

This is what we didn't spend (and what was moved into savings/slush fund/holiday fund):

Coffee: Those Keep Cups really are keepers! He's still very happily taking the coffee I make him every morning. He didn't spend $21.35.

Petrol: Moved the leftover petrol money to the holiday fund - $14.38

Greeting cards: While the card making things were out I used those odd 15 minutes of time between other jobs to make more cards.

Cooking:  Made a batch of bread'n'butter cucumbers. Coles sells them for $3.91 a jar, mine worked out to under 50 cents a jar - most of the cost was the vinegar and sugar! I didn't spend $20.46 on bread'n'butter cucumbers to stock our pantry and enjoy  during the year (they're delicious on crackers with a slice of cheese for a quick lunch or supper).

Meals: Last week I calculated how much takeaway would cost us as a family if we  were the average and had it three times a week.  All our meals were cooked at home, using ingredients on hand. We didn't spend $376 again on takeaway this week - I'm going to continue to track how much we don't spend by cooking at home. At the end of the year, it could be a very nice $19,552! No wonder folk who eat out or have takeaway regularly complain they're broke!

Hairdressing: Hannah cut my hair for me. At her salon a wash, style cut and blow dry costs $65.  I budget $30.33 a month for hairdressing, so $65 has been moved to savings, from the hairdressing account.

Gardening: This week, before it became too hot, I planted eight iceberg lettuce seedlings I grew from seed, into the veggie garden. I also transplanted two white cucumbers and two zucchini, also grown from seed. To buy them from the nursery would have cost $21! Growing from seed, they cost under 20 cents, and that was for the lettuce. I saved the seed from the cucumbers and zucchini last year, so they were free. The holiday fund was boosted by $21, from the gardening account.

Total spent this week: $103.39
Total not spent this week: $518.19
And moved to savings: $124.53 (haircut, gardening, petrol)

Remember, money isn't saved until it is safely in the bank. Until then it is just not spent - hence my "what we didn't spend" list and making sure I move money from the relevant categories into our savings accounts.

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