My name is Cath Armstrong and I want to welcome you to Debt free, Cashed Up and Laughing.

My family and I live the Cheapskates way and life is good, so good in fact that I want to share that goodness with you on this blog.

I have been married to my darling husband for 28 years and we have three gorgeous, wonderful and amazing grown-up children and they are the lights of my life.

Our home is in a state of flux, with five of us, and our various friends and family, coming and going, but it's fun and full of love and I wouldn't change a thing (well maybe one or two....it could do with being a little tidier).

I became a Cheapskate 23 years ago, when Disaster Struck, and in hindsight it was the worst time of my life and the best. It is because of that disaster that I learned how to live life debt free, cashed up and laughing, on almost no income. It was those experiences that led me to create The Cheapskates Club, and from there to write three best selling books and start this blog.

We live a simple life, aiming for sustainability, much the way our parents and grandparents did in the 1950s and 1960s, with a 2017 twist. I bake and cook from scratch, we grow as much of our own food as possible in our own backyard, we reduce, re-use and recycle as much as we can. 

I love being a homemaker and fill my days with cooking and cleaning, gardening, knitting, sewing, crochet, embroidery, creative tapestry, camping, bush walking and four wheel driving through this beautiful country of ours (when we get a day or two off), and of course caring for my family and home.  I love sharing hints, tips, ideas, stories and thoughts on family finances, homemaking, gardening, raising children and simple, sustainable living through the Cheapskates Club and Debt Free, Cashed Up and Laughing.

Please join me on this journey to living a frugal life the Cheapskates way and learn how you too can live life debt free, cashed up and laughing.