16 October 2013

Become a Deadbeat!

Beat the finance and credit card companies at their own game and become a deadbeat; that's what your credit card company will call you if you beat them.  I don't mean default on your responsibility, that's just plain dishonest. I mean pay that debt down so fast they'll think you've won lotto. Then make sure you pay the balance in full every month.

Your credit card company will think of you as a deadbeat, they won't like you one little bit. And who cares! They won't be making money off your misery, instead you'll be using their money to live debt free, cashed up and laughing.

When you pay your debt in full each month they don't make any money. They'd much rather you carry a hefty and ever increasing balance each month, so they own you for years.

Beat them at their own game and make them work for you by using your credit wisely and paying the balance in full before the due date every month.


  1. Re deadbeat credit card customers: I did one better... I got rid of the credit cards altogether and use only debit cards. For all intents and purposes, they work the same as credit cards but the funds come directly out of my account. That said, I also arranged an overdraft on one of my accounts. An old fashioned overdraft has a lesser interest rate than any credit card. I designed mine to work as an emergency backup. In all the years it has been sitting there, I've only used it a handful of times, paid it back the same day and am yet to pay any interest on it. Regards, Margaret in Brisbane

  2. Was going to say the same thing. Get rid of the credit cards all together, there is no need for them now with debit cards available for use with online purchasing etc.



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