26 January 2011

Keep a video record

Home and contents insurance policies often require proof of possession when you make a claim, or a record of all your possessions, but most of us never get around to compiling such a detailed written inventory. Instead of spending hours taking photos and recording details, walk around with a video recorder. As you are going through your home, explain what you see. If you have receipts and warranties, record them too. Then keep a copy on your computer and another in a safe place, out of your home in case of fire, flood or theft.  Make a calendar note to update it every twelve months when you renew your insurance.

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