I have a challenge for you. It's simple. It requires no special tools or materials. It's short - just one day.
Just for today you're not going to incur any new debt.
Just today, one day in the grand scheme of things. Today you are not going to put anything on credit or borrow any money (or anything else). You are going to live today without adding to or going into debt of any kind.
Anyone can avoid debt for one day. You have a roof over your head, clothes on your back and food on the table. You have everything you need for today.
So no excuses and no debt.
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