Small Adjustments Combine for Large Gain

Approximate $ Savings: $2,500 annually  

Becoming a seasoned "Cheapskate" has taught me to always be on the lookout for ways to save $$$. At first glance, many things may not seem to be worth the effort, however the results, when combined and calculated over a years time, are significant. For example:

• a call to the phone company saved me $5, 
• a change in cable service -$13, 
• called the refuse company to discuss rates -$3, 
• closed our Safety Deposit box -$2.10, 
• switched from disposable to reusable (dish rags, napkins, plates, etc.) -$6, 
• eliminated most all junk food purchases -$33 (and 10 lbs.:), 
• one additional week between hair appointments -$10, 
• cancelled daily newspaper delivery $8.33, 
• on-line bill payments -$3.33, 
• reduced electric -$15.50,
• natural gas -$8.33, 
• water-$2.50, 
• practice ESSENTIAL spending -$86, 
• use Cheapskates washing powder -$12.50. 

Combined, these small monthly changes save us (at least) $2,500 annually.

Happily, we can add to that another $300, as we are now able to avoid the late penalty on our property taxes!

After getting started, it's become a bit of a game, and the savings just keep coming!
Contributed by Laura Toy