31 December 2009

Tip of the Day 31 December 2009

The January sales

It seems ridiculous to be thinking ahead to next Christmas when last Christmas was only a week ago. But a little forethought and planning ahead can save you hundreds of dollars. The January sales are a great time to buy presents for upcoming birthdays, Mother's and Father's Day and of course next Christmas. Make a list and keep it with you so that when you see a bargain you can buy if the next gift-giving occasion. By doing this you can reduce your spending by at least 50 per cent. Most people these days are reported to spend on average $3,000 at Christmas time alone, so the savings are huge.

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