Be prepared to haggle

We all go shopping with good intentions of haggling an extra fantastic deal on whatever it is we are buying. But often we forget our good intentions as soon as we walk through the store door.  When the salesman approaches you, ask the question "How much for cash?" if you are paying cash. Wait for their response and then ask for Seniors discount if it applies, or if they would throw in delivery, installation, etc. Don't give up after the first question, keep talking and asking the question throughout the conversation. And when you get your discount always be appreciative, no matter how much; a dollar in your pocket is better than a dollar in someone else's!’