Money for Sales and ChristmasTalking of Christmas in July reminded me of what I do to have money when sales or Christmas comes along. I buy a gift card when I do my weekly shopping, or when I go to a major hardware store. I don't miss the $20 each week. Then I use these cards when sales are on and last Christmas the cards helped us through two very expensive weeks without touching our savings. Twenty dollars in a purse disappears very quickly, the cards tend not to be used except in an 'emergency'. Any cards left over can be used as Christmas gifts.
Contributed by Iva Steinke